Osgood, Anna Ripley. Grace and Judgment or The Plan of Salvation. [Binghamton, NY]: [Self published?], 1905. 
Stiff wrappers, staple-bound, 5 3/4 x 7 1/2 inches, 128 clean pp. Good. Paperback.
Anna Ripley Osgood (1861-1939), d. Binghamton, NY; listed in the death records of the West Presbyterian Church of Binghamton, NY. We haven't been able to find much about her; she evidently died unmarried.
This appears to us to be a warning against those who merely "accept Christ as Savior" without knowing Him as their Redeemer (p. 122), declaring that such will finally be lost. Interprets the New Testament in light of the Old. The writer wishes to hold to Universal Redemption and a Salvation of the Elect at the same time, and we're befuddled in our attempt to unravel her scheme.
WorldCat lists 4 holdings.